Every rate. One page.
Three ways to earn on Stockimus, each with its number. Fixed: buy a principal token below one share, hold it, and it redeems for a whole share at the date. Yield: buy the yield token for a few percent of a share and collect every dividend until the date. Lend: supply USDG against principal-token collateral on Morpho. All numbers are read from chain when the page loads.
Provide liquidity with the fixed-rate token, hold the dividend leg as its own token. One deposit splits your stock, places pPFE / USDG, and hands you yPFE to sell or keep. Open the pool flow.
01Fixed rates on principal tokens
| Series | Price | Discount | Fixed to maturity | Maturity | Status | Actions |
|---|---|---|---|---|---|---|
| Reading pool prices from chain… | ||||||
The fixed rate is the annualised return from buying the pToken at today's pool price and redeeming it for one stock token at maturity. It is a rate in the stock, not in dollars: 6% fixed on pPFE means 6% more PFE per year, whatever PFE does in price. Pool prices move with every trade, so the number you get is the one shown in the app when you confirm.
02Yield tokens: the dividends, on their own
| Series | Price | Dividends accrued so far | Pays out | Actions |
|---|---|---|---|---|
| Reading pool prices from chain… | ||||
A yToken costs about the difference between one share and one pToken. It collects every dividend the stock pays from the series start until maturity, paid in stock tokens when it is redeemed after settlement, less 5% of that; nothing after maturity counts. There is no fixed rate on it: it is a bet on what the stock pays, a small price for a whole share's dividends. Accrued so far is the dividend already banked in the vault since the series opened.
03Lending on Morpho
| Market | Lend | Borrow | Supplied | Available | Utilisation | Max LTV | Actions |
|---|---|---|---|---|---|---|---|
| Reading the market… | |||||||
Rates are Morpho's adaptive curve: the borrow rate rises with utilisation and lenders earn the borrow rate times utilisation. Low utilisation means a low borrow rate, and lending pays little until borrowers show up. Both change block by block.
04How to read this page
Buy the pToken with the fixed rate you like and hold it to the date. Best done with the Buy fixed button above, which opens the app and buys the pToken with ETH or USDG through the pools.
Split your stock, keep the pToken, sell the yToken. You get the value of every dividend to maturity today and still hold a claim on the whole share.
Split, post the pToken as collateral on Morpho, borrow USDG at the borrow rate above. You keep the upside and the yToken. Repay whenever.